I studied Costa Rican law, especially the coastal law. I quickly realized that not all properties were problem free and learned to avoid them. Luckily I spoke decent Spanish back then. They were coming here for the same reasons I did. Scouting the peninsula for properties was a very cool adventure and I really enjoyed connecting people to the land. So the real estate business grew in the following years as more people came and discovered this unspoiled place and laid back community. I was just starting to build Iguana Lodge out on Platanares beach with my pal Stig. The access road out to the Pan Am Highway was 4 wheel drive, two hours of dodging waist deep mud holes. I rented a small room in town to put a faxmachine and would check it a couple times a week when I came in for supplies. I barely had a telephone in those days, paid a guy $600 for his analog line because there weren’t any more lines available. So it was a grass roots thing, dawning on me that I could make a buck in the jungle. I figured it out, learned a lot in the process and got it done. Over several cervezas he persuaded me to help him, then left the next day and would anxiously wait for me to contact him. Horan also gave Queens resident Elizabeth Ortiz $300,000 cash and a $72,000 Mercedes Benz for no apparent reason, according to the 22-page Manhattan Supreme Court filing.I remember the beginning like it was yesterday helping a surfer from San Diego make a deal on lot near the point. In 2010 he paid New Jersey contractor Alex Gershkovich an astounding $600,000 for work on his Upper West Side apartment that never occurred, and bought him a $460,000 Lamborghini. Although all six passengers and the pilot survived, Horan’s mental stability declined over the next 10 years, forcing his hospitalization twice and leading to his over-the-top generosity.

Horan’s problems began back in 2001 when a helicopter he and friends were riding from Philadelphia to New York crashed into a tree.

“ This is a very unfortunate situation where a guy with a severe mental disorder was taken advantage of by a great many people,” Lawrence Horan’s attorney Kierean Conlan told the New York Daily News.

Now Horan’s younger brother Lawrence, 40, is seeking repayment from both recipients, as well as damages from Bank Of America, which was paid to advise Horan on financial matters but instead allowed the extravagant spending without notice. But, as the suit alleges, Horan was literally off his rocker and the two were taking advantage of his mental condition.

According to a recent lawsuit, millionaire Jeffrey Horan, 43 and formerly a banker at Lehman Brothers and UBS, gave luxury cars and hundreds of thousands of dollars to two practical strangers.

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